Make sure you pay your first bill each month before you start spending on anything else, and then create a household budget in Tiller that sets aside a certain amount each month to pay off the debt. If you have multiple debts, look at the benefits of consolidation loans to lower interest rates and simplify your payments. Take the debt brake, which involves spending a bit more money on debt each month. Also compare the avalanche of debt with the debt snowball method, whereby debt after debt is managed with additional money to repay it as quickly as possible. If a lot of your debt has high interest rates, the best way to get out of debt is to consolidate it with a personal loan. This strategy involves the application of fixed interest rates and the repayment of existing debts with the proceeds of the loan. From there, you can focus on paying off your debts with individual personal loans, which have a much lower APR. Personal loans tend to be good for debt consoli...